Glenn Kahn
Can You Travel on Workers' Comp? What You Need to Know
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Can You Travel While Receiving Workers' Compensation?

This is a question many who are on workers' compensation ask. The short answer is: it's not entirely prohibited, but it requires careful planning. Insurance companies often have concerns regarding claimants traveling, as it could raise doubts about the severity of the reported injuries. So, while traveling isn't forbidden, there are critical steps to ensure your benefits remain intact.

Be Mindful of Surveillance

Insurance companies are vigilant about claimants' activities. They might monitor you through social media or hire private investigators to ensure compliance with your claimed injuries. Imagine sharing a photo of yourself engaging in activity perceived as contradictory to your injury claims. Such actions could lead to disputes or even denial of your benefits.

Medical Appointments Come First

Missing scheduled medical appointments or therapy sessions can jeopardize your workers' comp benefits. Consistency in your treatment is crucial as it demonstrates your commitment to recovery. If you plan to travel, make arrangements to attend alternative sessions or ensure your treatment plan continues uninterrupted. Consider a scenario where a patient reschedules appointments or arranges virtual consultations to stay compliant.

Consult a Workers' Comp Attorney

Before making travel plans, it's wise to consult with a workers' comp attorney. They can advise on compliance with state laws and your insurer's requirements, thus preventing potential complications. An attorney can ensure you are fully aware of the rules and help avoid unintentional violations that could affect your claim.

Check State-Specific Rules

Workers' compensation rules vary by state. Some states require that you inform your insurer or obtain approval before traveling. Checking these guidelines is crucial. For instance, a claimant traveling without notifying their insurer might face benefit suspension upon discovery of their failure to comply with state regulations.

In summary, while traveling during workers' compensation isn't entirely off-limits, it demands a strategic approach. Prioritize your medical care, stay informed of your state-specific regulations, and seek legal advice when necessary. Before finalizing any travel plans, it's advisable to consult with a workers' comp attorney to safeguard your benefits effectively.